Terms of Service

1. Acceptance and scope

These Terms of Service (“Terms”) govern your access to Prophet’s public website, access-request process, communications, and any invitation-only experience we make available (collectively, the “Services”). By accessing or using the Services, or by selecting an access-request option, you agree to these Terms and acknowledge our Privacy Policy. If you do not agree, do not use the Services.

If you act for an organization, you represent that you have authority to bind it. Additional terms, confidentiality obligations, disclosures, or eligibility requirements may apply to a particular relationship or restricted area; those additional terms control to the extent of a conflict.

2. Eligibility, requests, and access

You must be at least 16 years old, have legal capacity to accept these Terms, and comply with applicable law. You must also satisfy any higher age requirement that applies where you live. The Services are not offered where access or use would be unlawful.

An access request is only a request. It does not create an account, entitlement, investor relationship, partnership, agency, fiduciary duty, or obligation to provide information or access. We may approve, deny, condition, limit, suspend, or revoke a request, invitation, account, or permission at any time.

Any invitation or credential is personal, limited, revocable, and non-transferable. You must provide accurate information, protect your identity provider, account, and device, and notify us promptly if you suspect unauthorized use.

3. Investor inquiries; no securities offering

Selecting “Investors” only expresses interest in receiving information. Nothing on the public website, in an access request, or in general communications constitutes an offer to sell, a solicitation of an offer to buy, investment advice, or a recommendation concerning any security. No money or other consideration is being requested or will be accepted through the Services.

An indication of interest creates no commitment or obligation. Any offer, if made, will be made only through definitive documents, to eligible persons, and in compliance with applicable securities laws. You should rely only on those definitive documents and your own legal, tax, and financial advisers.

4. Limited permission and ownership

Subject to these Terms, Prophet grants you a limited, personal, revocable, non-exclusive, non-transferable right to use the Services solely for their intended purpose. No ownership interest or other license is granted by implication, estoppel, or otherwise.

Prophet and its licensors retain all right, title, and interest in the Services and all related branding, interfaces, software, content, data compilations, technology, methods, documentation, and know-how, including all intellectual-property rights. All rights not expressly granted are reserved.

5. Non-public information

Information made available only through approved access or private communications that is marked confidential or reasonably should be understood as non-public (“Confidential Information”). You may use Confidential Information only to evaluate or participate in the relationship for which it was disclosed. You must protect it with at least reasonable care and may disclose it only to professional advisers who need to know it and are bound by confidentiality duties at least as protective.

You may not publish, post, transmit, copy, screenshot, benchmark, reverse engineer, use for competitive purposes, or otherwise disclose Confidential Information without prior written permission. These restrictions do not apply to information you can document was lawfully known without restriction, independently developed without use of Confidential Information, received lawfully from another source, or made public without breach. If disclosure is legally required, you must provide advance notice when legally permitted and disclose only what is required. A separately signed confidentiality agreement controls if it provides greater protection.

6. Acceptable use and security

You may not, directly or indirectly:

• share credentials, impersonate anyone, or misrepresent your authority;
• circumvent or attempt to defeat an access, authentication, or security control;
• scan, probe, test, monitor, or seek vulnerabilities without prior written authorization;
• access or attempt to access another person’s account, data, or non-public area;
• introduce malicious code, disrupt availability, overload systems, or facilitate abuse;
• use bots, scrapers, crawlers, or other automated means without written permission;
• copy, extract, republish, resell, train a model on, or commercially exploit the Services or non-public materials;
• reverse engineer, decompile, derive, or attempt to discover source code, structure, methods, or underlying ideas except where law cannot prohibit it;
• remove proprietary notices or use Prophet’s name or marks without permission; or
• use the Services in violation of law, third-party rights, or applicable third-party terms.

If you encounter a suspected security issue during ordinary use, stop testing, do not access, retain, or disclose data, and report it promptly to hello@prophetapp.co.

7. Informational use; no advice or guarantees

The Services and all related communications are provided for general informational and evaluation purposes. They are not legal, tax, financial, investment, or individualized wagering advice and do not create a fiduciary relationship or guarantee any outcome. Information may be incomplete, delayed, experimental, changed, or incorrect. Past, displayed, or hypothetical performance does not predict future results.

You are solely responsible for your decisions and for complying with laws that apply to you. Never risk money you cannot afford to lose.

8. Third-party services and references

The Services may depend on or link to third-party services or information. Prophet does not control and is not responsible for third-party availability, accuracy, security, terms, or privacy practices. A reference to a third party does not imply affiliation, sponsorship, or endorsement.

9. Feedback

If you voluntarily provide ideas, suggestions, or feedback, you grant Prophet a perpetual, irrevocable, worldwide, royalty-free, transferable, and sublicensable right to use and exploit it for any lawful purpose without restriction or compensation. Do not submit feedback you are not authorized to provide.

10. Changes, suspension, and termination

We may change, suspend, restrict, or discontinue any part of the Services, or update these Terms, at any time. We will post updated Terms with a revised effective date and provide additional notice or obtain consent where required. You may stop using the Services at any time.

We may suspend or terminate access immediately to protect Prophet or others, address risk, enforce these Terms, or comply with law. Provisions that by their nature should survive will survive, including confidentiality, ownership, feedback, disclaimers, liability limitations, indemnity, and general terms.

11. Disclaimers

To the fullest extent permitted by law, the Services are provided “as is” and “as available,” without representations or warranties of any kind. Prophet disclaims all express, implied, and statutory warranties, including merchantability, fitness for a particular purpose, title, non-infringement, accuracy, availability, security, and any warranty arising from course of dealing or usage of trade. We do not warrant that the Services will be uninterrupted, error-free, secure, or suitable for any particular decision or purpose.

12. Limitation of liability and indemnity

To the fullest extent permitted by law, Prophet and its owners, affiliates, personnel, advisers, licensors, and service providers (the “Prophet Parties”) will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, lost data, lost opportunities, financial losses, reputational harm, or business interruption, arising from or related to the Services or these Terms, regardless of the theory of liability.

To the fullest extent permitted by law, the aggregate liability of the Prophet Parties arising from or related to the Services or these Terms will not exceed the greater of the amount you paid Prophet during the twelve months before the event giving rise to liability or US $100. Some jurisdictions do not allow certain exclusions or limitations, so those provisions apply only to the extent permitted.

To the fullest extent permitted by law, you will defend, indemnify, and hold harmless the Prophet Parties from claims, losses, liabilities, damages, and reasonable costs, including legal fees, arising from your unlawful or unauthorized conduct, breach of these Terms, misuse of the Services, or violation of another person’s rights.

13. General terms

These Terms, the Privacy Policy, and any applicable supplemental terms are the entire agreement concerning the Services they govern. If a provision is unenforceable, it will be limited to the minimum extent necessary and the remaining provisions will remain effective. Failure to enforce a provision is not a waiver.

You may not assign these Terms or transfer access without our written permission. Prophet may assign these Terms in connection with a financing, reorganization, acquisition, transfer of the relevant business, or by operation of law. Headings are for convenience only. Electronic communications and records satisfy any writing requirement to the extent permitted by law.

14. Contact

Questions about these terms can be sent to hello@prophetapp.co.